Workers' Compensation
Protect your people. Pass your audit.
Class codes, payroll, and officer elections set up correctly from day one, so the premium you're quoted is the premium you pay.
What's covered
Built for how you actually operate.
Every program is placed across the right markets for your risk, and explained by an advisor in plain English.
01
Statutory Benefits
Medical care and wage replacement required by Florida law.
02
Employer's Liability
Protection when an injury claim becomes a lawsuit.
03
Pay-As-You-Go Options
Premium tied to real payroll to protect cash flow.
04
Audit Support
We prepare you before the auditor calls.
The short application
About three minutes. Then a human.
- Payroll by job type
- Full-time / part-time headcount
- 1099 subcontractors
- Experience mod (if any)
- Officer inclusion / exclusion
Who we protect
Construction trades
Restaurants
Healthcare offices
Cleaning & janitorial
Landscaping
Professional firms
Questions
Straight answers.
Do 1099 subs need their own coverage?+
Usually yes. If they can't show a certificate, their payroll may be added to yours at audit. We'll help you collect and track sub certificates.
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