Personal Umbrella & Excess
One lawsuit shouldn't cost you everything you built.
Umbrella limits from $1M to $25M+ that sit above your home, auto, and watercraft policies.
What's covered
Built for how you actually operate.
Every program is placed across the right markets for your risk, and explained by an advisor in plain English.
01
Excess Liability
Extra limits above your home, auto, and boat policies.
02
Broader Protection
Some claims your underlying policies exclude.
03
Defense Costs
Legal defense, often outside your limit.
04
High Limits
$1M to $25M+ through Private Client programs.
The short application
About three minutes. Then a human.
- Limit desired
- Underlying policies
- Drivers & household staff
- Rental properties
Who we protect
Homeowners
Families with teen drivers
Landlords
Boat owners
Business owners
High-net-worth households
Questions
Straight answers.
How much umbrella do I need?+
A good starting point is your net worth plus future earnings exposure. We'll model it with you. It's one of the most affordable coverages per dollar of protection.
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